Scan & Pay
Point, tap, done. Every PayIt QR works with any Tanzanian mobile money, card, or bank account.
Built for Tanzania. Engineered for the world.
Payanything,anywhere,inseconds.
Scan a QR, pay with M-Pesa or your card, split bills with friends, and get paid instantly — all from one beautifully simple app.
M-PesaVisa · MastercardCRDB · NMB
How PayIt works
Sign in. Scan. Pay.
Every PayIt payment follows the same four beats. Watch the cursor walk through a real flow — from the login screen to a confirmed receipt.
01 · Sign in
One account, ready in seconds.
01 / 04
Sign in
For customers
The app that actually pays.
Four capabilities, zero friction. No card readers, no checkout logins, no waiting for STK prompts that never arrive.
01/ 04
Split the Bill
Nyama choma for six? Split a receipt with friends in one tap, each pays their share from M-Pesa or bank.
Tip Instantly
Leave a gratuity for your bodaboda driver or server straight from the receipt. They get it before pocketing the phone.
Track your payments
Your full payment history in one place. Search by date or merchant, see where every TZS went, and export a clear list when it’s time for the books or a refund chat.
Mini Apps
One app. A whole ecosystem.
Inside PayIt you'll find a growing library of mini-apps — one-tap flows for bills, government services, and partners.
Bill Payments
LiveWater, electricity, internet, and TV — paid before the queue forms.
Government Payments
SoonTRA levies, land rent, driving licences — no more trips to the ward office.
Finlink
SoonLink your bank, card, and mobile money accounts under one verified identity.
For merchantsGet paid.
Get paid.
Instantly.
PayIt collects from every major mobile money provider, card, and bank in Tanzania and settles to your float in seconds. No reconciliation spreadsheets, no chasing operators.
3.2s
Avg. settlement time
0.8%
Per-transaction fee
24/7
Local support
Accept any payment method.
M-Pesa, AirtelMoney, Mixx, HaloPesa, Visa, Mastercard, CRDB and NMB accounts — all through one integration.
Mini-apps for your workflow.
Branch cashiers, loyalty rewards, till reconciliation, and bill-pay — already built, already tested, already working.
No hardware required.
Print a QR, hang it on the wall. Or issue dynamic QRs per till. POS terminals are optional, not mandatory.
Step 01
Open PayIt
Launch the app. The QR scanner is already on the home screen — nothing to hunt for.
01
Open PayIt
Launch the app. The QR scanner is already on the home screen — nothing to hunt for.
02
Point at the QR
Line up any PayIt QR — printed or on someone's phone. It reads in one beat.
03
Pick an account
Choose M-Pesa, card, or bank. Your default is pre-selected so you can move fast.
04
Tap Pay
Confirm on your phone. Your receipt shows up in the app right after.
Security
Paranoid by design.
We protect your money like it's ours — because if we let you down once, you'd never trust us again. And rightly so.
Bank-grade encryption
Every request is signed with per-session tokens and transported over TLS 1.3. Your PIN never leaves your device.
Bank of Tanzania compliant
PayIt operates under the BoT payment systems framework with licensed settlement partners.
Real-time fraud monitoring
Machine-learning models score every payment in under 40ms to catch anomalies before they cost you money.
You hold the keys
Device binding, biometric unlock, and per-transaction approvals mean no one pays from your phone except you.
Ready when you are.Download PayIt.
Free to download. Free to sign up. Pay your first bill in under two minutes.
Web App works on any browser — no install required.